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Fire & Water - Cleanup & Restoration

Helping Your Home Adjuster Helps Your Home Repair

7/30/2018 (Permalink)

Insurance claims can be an easy process with proactive action.

After significant damage to your home in Metro Detroit, your insurance company starts the process of determining adequate compensation and cleanup. As one of the first steps, a home adjuster is sent to personally investigate the damage, declare fault and approve coverage. Adequate preparation for this visit saves valuable time for starting up the cleanup and ensures the coverage is comprehensive.

Prepare Proof of Possession Damage

The representative sent for the insurance claim will ask for information about any damaged property. Researching and gathering records beforehand is very effective at stopping the need to scramble for it during or after the visit. There are several pieces of information that are helpful to have ready to hand over:

• Item description
• Purchase date
• Cost to repair or replace
• Hard copy of receipt to validate claims
• Videos or pictures of the damage and item before damage if possible

Inspect Your Own Home

Your own inspection should be conducted before a professional one. You will notice structural damage that wasn’t there before. As you go through your home, you should take notes on any new damage to structures. The home adjuster can then be guided to minor damage that may be missed and uncovered otherwise.

Shop Around

Multiple contractors can be contacted to figure out the price of materials and labor. It’s typical to reach out to an affordable professional restoration company. You can use all gathered information to understand what costs should look like to determine a fair price. Shopping around simplifies the process if you can offer bids for the work to your insurance that are affordable and dependable.

Keep Records

Throughout the entire process, you should maintain copies of every document sent to and from your insurance for your reference. Written records of names and phone numbers are effective so you never find yourself struggling to recall with whom you spoke to.

Insurance claims can be an easy process with proactive action. By helping out a home adjuster with preparation, you can ensure the repairs are timely and thorough. For more information, visit:  http://www.SERVPROnorthoaklandcounty.com/

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